• It is not possible for projects under construction. The project must be completed.

• The applicant does not need to reside in the UAE or have a residence permit. However, it is necessary to have one when signing the contract.

• We have two banks that require minimal documentation; CBD Bank and Mashreq Bank. Interest rates vary.

• Interest rates: CBD 5.24%, Mashreq 6.99%.

• Among the documents required for application are the applicant's passport, income certificate, and bank statements for the last 6 months.

• The applicant's income level for the last 6 months should be in the range of 25,000-35,000 AED / 7,000-10,000 USD.

• For those employed in a fixed salaried position, the process is easier, and the mentioned documents are sufficient. However, individuals with their own businesses will be required to provide more documentation.

• For foreigners not residing in the UAE, the down payment is 40% of the property value. The remaining 60% is paid in installments.